How to Prepare for Divorce in NJ: 10 Steps to Protect Yourself

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Divorce is one of the most stressful experiences you’ll face, but the right divorce lawyer and preparation can protect your rights, reduce conflict, and set you up for a better future. If you’re considering filing for divorce in New Jersey — or if you think your spouse might — it’s smart to get prepared now.

At The Davies Law Firm in Hackensack, we guide clients across Bergen County through every stage of divorce. Here are 10 key steps to take before you start the process.

1. Get Legal Advice Early

Don’t wait until papers are filed. Talking to a Bergen County divorce lawyer before things escalate gives you a clear understanding of your rights, options, and the likely outcomes.

2. Gather Financial Records

Courts require full financial disclosure. Collect:

  • Tax returns (past 2–3 years)
  • Bank statements
  • Mortgage or lease agreements
  • Retirement accounts
  • Business ownership records

Having these ready helps your divorce lawyer build a stronger case.

3. Create a Budget

Divorce changes your financial picture. Outline your income, monthly expenses, and debts. This budget will help you and your divorce lawyer evaluate alimony and child support needs.

4. Check Your Credit

Order a copy of your credit report. If your spouse has accounts in your name, you need to know. Closing joint accounts or limiting exposure may be necessary to protect yourself.

5. Secure Important Documents

Keep copies of:

  • Birth certificates
  • Social Security cards
  • Passports
  • Deeds and titles
  • Insurance policies

Store them in a safe, private location.

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6. Think About Custody and Parenting Plans

If you have children, start considering realistic custody arrangements. Judges in NJ focus on the child’s best interests, so think about school schedules, work commitments, and stability.

7. Avoid Major Financial Moves

Don’t make big purchases, sell assets, or transfer money before divorce proceedings. Courts can view this as hiding or wasting assets. Always talk to your divorce lawyer first.

8. Protect Your Privacy

Change passwords on email, social media, and financial accounts. Even in an amicable divorce, protecting your personal information is smart.

9. Build a Support System

Divorce is not just legal — it’s emotional. Lean on trusted friends, family, or professional counselors. A strong support network helps you think clearly and make better decisions.

10. Hire the Right Attorney

This is the most important step. Divorce law in New Jersey is complex, and outcomes vary depending on how your case is handled. The right attorney will protect your rights, negotiate effectively, and guide you through each stage with clarity.

At The Davies Law Firm, we take the stress off your shoulders so you can focus on building your future.

Why Preparation Matters

Divorce in NJ involves alimony, child custody, property division, and financial disclosures. The more prepared you are, the smoother and less overwhelming the process will be. That’s why it’s highly recommendable to get in touch with experienced divorce lawyers to help ease the process so you can focus on what matters most to you.

If you’re in Hackensack or Bergen County and need guidance, let us help.Call The Davies Law Firm at (201) 820-3460 to schedule your consultation today.